Why Choose US?

1st PMF Bancorp is a leading private capital provider for invoice factoring as well as other working capital programs for over 30 years to small businesses from $1 to $30 million in sales annually.

PMF Bancorp has the experience and a wide selection of flexible working capital programs under one roof. PMF provides the working capital programs you need such as Invoice Factoring, PO, Trade, & Equipment advance programs.

PMF Bancorp's executive staff each have decades of experience in providing working capital to businesses domestically and abroad from factoring to inventory. Domestically, PMF's executive staff can coordinate complicated payoffs, IRS liens, and new lines all at the same time with little effort. PMF Bancorp's international desk in Los Angeles and in Hong Kong underwrites its own Letters of Credit and trades its own currency which gives our clients the advantage when selling internationally. For a truly different experience, call us to discuss your business's capital needs, and let us demonstrate the benefits.

Our Value

  • Capital provider with Decades of Experience
  • Multiple Working Capital Programs all under 1 Roof
  • Competitive Pricing & High Advance Rates
  • Domestic & Foreign Factoring Financing
  • International Letters of Credit & Currency desk
  • Supply Chain Management Directly in China & HK
  • History in providing thousands of successful businesses capital.

30 Second on Easy Setup Process with PMF

What Customers Say

Small Business Champions… Through a comprehensive array of working capital solutions, 1st PMF Factors Bancorp has become one of the leading private providers of capital in America, which is what caught my attention.

Dr. Deborah Osgood

Our pallet factory operation has used PMF Bancorp’s factoring and inventory advances for over 10 years to grow our operations by an additional $8 million in sales annually. PMF has been a great partner with creative ways to stretch our capital to the max.


In China, our company needed support for a wholesale project and PMF Bancorp with its staff in China were there to assist us. They also provided valuable insight for our capitalization plan.


Over the years, PMF Bancorp has been there to help my company at critical times with cash flow so that we could deliver our custom made medical vehicles without issue. PMF has been a trusted partner for over 10 years.


PMF Bancorp has helped us grow from a startup to over $10 million sales with operations in US and China. Their staff is easy and professional to work with as well. Factoring and production advance programs have been amazing tools for our company's growth.

IMS President

PMF News

LA CleanTech Incubator Event : Stephen Perl, CFO PMF Bancorp speaks to businesses on Alternative Financing, Invoice Factoring, & more….

At LA CleanTech Incubator Stephen Perl, CFO PMF Bancorp, expert on on working capital financing for small business, will speak on Alternative Financing for businesses, invoice factoring, and business loans financing. Learn about ways to hack into the working capital your business needs. Learn about Invoice Factoring, PO financing, trade financing, Crowd Funding, Crypto currency

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FREE BUSINESS CREDIT REPORTS -download APP powered by PMF Bancorp

Start the New Year Right with PMF’s New Free Credit App… -Make Better Credit Decisions Start by making better credit decisions with PMF Bancorp’s “Free Credit App”. Pull upto 4 credit reports a month on any of your new customers or old customers to review their current credit history. PMF Bancorp has been financing businesses

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Financing & Factoring News


The Cost of NOT Financing Savvy business entrepreneurs often feel that financing adds additional cost and try to stay away.

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